Stock exchanges (NYSE, NASDAQ) operate within a geographical stock market (US, Japanese, etc.). Shares for sale have an “ask” price and buyers pay a “bid” price. The gap between the…
Investment Academy #9 – Public Offerings
An IPO (Initial Public Offering) is when companies sell their stock for the first time to the public. A company uses an underwriter to determine the best price at which…
Investment Academy #8 – Ticker Symbols
A ticker symbol is a 3, 4 or 5 letter abbreviation that easily identifies every public company. Stocks traded on the NYSE have symbols with up to 3 letters, like…
Investment tip – Advantage of US&China trade war.
Trade war. Those are one of the most mentioned words during past days if you watched TV and saw some economic news like Bloomberg or Financial Times. Just yesterday you…
Investment Academy #7 – What Is A Stock?
A stock is a piece of ownership in a company. In the short-term, share price changes based on the fickle opinion of the masses. In the long-term, a company’s true…
Investment Academy #6 – Timeline
If you need money in the next year, it should be in cash. Any money that you don’t need in the next year should be invested. You should invest with…
Investment Academy #5 – Three Steps To Saving
Every dollar is an investment in the quality of your life. Build a cash cushion of 3-12 months of income before you invest. Track your spending by writing it down…
Investment Academy #4 – Pay Yourself First
Saving 10% of your total income is a good goal. Set up automatic transfers into savings on the day you get your paycheck. If you pay yourself first, you won’t…
Investment Academy #3 – Compound Magic
Compound interest is when the money you earn starts earning money. Compounding is the easiest way to become wealthy. The sooner you begin investing, the more time your earnings have…
Investment Academy #2 – Financial Goals
Investing: Start small, but start now! $2,000 can turn into almost $100,000 after 40 years (at 10% return a year). Investing in stocks can help you pay for your biggest…