If you need money in the next year, it should be in cash. Any money that you don’t need in the next year should be invested. You should invest with…
Investment Academy #5 – Three Steps To Saving
Every dollar is an investment in the quality of your life. Build a cash cushion of 3-12 months of income before you invest. Track your spending by writing it down…
Investment Academy #4 – Pay Yourself First
Saving 10% of your total income is a good goal. Set up automatic transfers into savings on the day you get your paycheck. If you pay yourself first, you won’t…
Investment Academy #3 – Compound Magic
Compound interest is when the money you earn starts earning money. Compounding is the easiest way to become wealthy. The sooner you begin investing, the more time your earnings have…
Investment Academy #2 – Financial Goals
Investing: Start small, but start now! $2,000 can turn into almost $100,000 after 40 years (at 10% return a year). Investing in stocks can help you pay for your biggest…
Investment Academy #1 – Why Buy Stocks?
Owning stock means owning a piece of a company. Invested funds are working for you 24/7. Invested money can grow much faster than cash in a savings account. Ever wanted…
Your Money or Your Life
Want to hear something really weird? All this time, I’ve been writing this blog about financial independence, a term and movement that is often credited to the 1993 book “Your…
The best way to create good habits.
As my reader, you are on the straight and narrow path to considerable wealth. You’re actively soaking up financial knowledge and putting it into play in your day-to-day life. Unless…
Money saving idea: Advantage of longer term mortgage = easy earning
Today I would like to show you one interesting calculation related to mortgage payment. By this you can have another interesting earning source for your 10 Years Retirement Plan. Below example…
WESTERN DIGITAL (NASDAQ:WDC) STRONG BUY level
Some numbers about Western Digital before we start: Market Cap 25.25B Dividend % 2.34% EPS this Year 34.10% PEG 0.74 Target Price 114.43 Actual Price 85.6 Data from finviz.com. More…